2026 Benefits Open Enrollment

Maintaining your health and well-being is vital; now more than ever.  SHA offers employees wide-ranging benefit choices that support your and your family's health and financial security.  Open enrollment is a time to assess your needs for 2026 and make modifications to your benefit selections.  Open Enrollment begins Monday, October 13 and ends on Friday, October 31, 2025, at 4:00 p.m.  Information for Seattle Housing Authority employees and their dependents can be found on this page.

If you have questions that can't be answered on this page, contact the SHA Benefits Team at: HR-Benefits@seattlehousing.org

If you make changes during open enrollment, your new coverage is effective on January 1 of the new plan year. 

This page will be updated as more information is available.

**New this year is an in-person benefits fair.  Visit this page for more information: Benefits Fair.**

Adding your spouse or domestic partner to your coverage requires an Affidavit of Marriage/Domestic Partnership form.  This form only applies if you have not previously enrolled your spouse or domestic partner to your benefits. 

To ensure that the City is treating all employees fairly; operating our plans consistently and in accordance with our plan documents; and appropriately allocating funds, the City verifies the eligibility of all new dependents added to health care plans.  All SHA employees with City health care coverage are required to provide documentation for their covered dependents with the City’s business partner, Alight Solutions.  Employees covering dependents are asked to provide documentation of the nature of the relationship (such as marriage license, birth certificate, affidavit of domestic partnership, court documents, etc.) as well as the status of the relationship (such as a federal tax return, proof of joint ownership, etc.).  Alight Solutions will initiate the process in 2-4 weeks, communications will be mailed to you.  Please submit your documentation to Alight Solutions on time.  Failure to do so may result in losing your dependents coverage.

Open Enrollment is the time to enroll in the 2026 Flexible Spending Account program (Health Care and Day Care). You must re-enroll every year, even if you had an account the previous year.

IMPORTANT NOTICE:  If you are making any changes to your 2026 benefits or enrolling in a 2026 FSA, you must return the Benefits Enrollment Form and/or FSA Enrollment Form to Human Resources by 4:00 p.m. on Friday, October 31, 2025.

No action or form is required if you do not want to make any changes to your 2026 benefits, except to enroll or re-enroll in a Flexible Savings Account.

Kaiser Permanente Standard and Deductible Plans

  • Hearing Aids - Expand coverage to one device per ear with hearing loss every 36 months. Remove dollar limit.
  • Artificial Insemination - Enhance coverage by applying regular cost shares and accruing costs to medical out-of-pocket maximum.

Aetna Preventative and Traditional Plans

  • Hearing Aids - Expand coverage to one device per ear with hearing loss every 36 months. Remove dollar limit.

Delta Dental of Washington Plan

  • Posterior Composites - Add coverage of composite fillings on posterior teeth, member pays applicable coinsurance
  • TotalHealth - Expand coverage to include additional cleanings, periodontal maintenance, and scaling for moderate to severe gingival inflammation or qualifying health conditions such as pregnancy, heart disease, diabetes, and periodontal disease.

VSP Basic and Buy-up Plans

  • Essential Medical Eye Care - Add access to care to conditions such as pink eye and additional exams for diabetics when needed.
  • VSP Network - Add Walmart Optical to the network

VSP Buy-up Plan

  • Computer Vision Care - Add coverage for 2nd pair of glasses specifically designed for vision issues caused by regular computer and digital device use; $25 copay and $100 in-network frame allowance
  • Rate increase - Premium rate incrase from $10.92 to $12.04 per month.

Flexible Spending Accounts
Health FSA

  • Annual election maximum increased from $3,200 to $3,300
  • 2026 carryover increased from $640 to $660

Day Care FSA

  • Annual election maximum increased from $5,000 to $7,500 per household (IRS limit)
  • Not eligible for carryover

Group Term Life

  • Basic life - Premium increase by 54.7%. Employee portion $.070 per $1,000 of coverage.
  • Supplemental Life Employee Plan - Premium increased by 33%. See chart.
  • Supplemental Life Spouse/Domestic Partner Plan - Premium increased by 33%. See chart.

2026 Supplemental Employee and Spouse/Domestic Partner Premium

Your Age 2026 Monthly cost per $1,000 of coverage
18-29 $0.032
30-34 $0.047
35-39 $0.063
40-44 $0.088
45-49 $0.149
50-54 $0.227
55-59 $0.354
60-64 $0.541
65+ $0.942