Life Insurance

Seattle Housing Authority employees may purchase basic Group Term Life insurance on a voluntary basis through payroll deduction. Choosing the right insurance coverage can be overwhelming. Use Securian Financials' online benefit decision tool, Benefit Scout, to help you and your family make your insurance elections confidently.  Get started by going to Securian Benefit Scout.

Basic Group Term Life (GTL) Insurance

You may purchase Group Term Life Insurance equal to one and one-half times your annual salary, or you can elect Limited Basic Life Insurance. The Limited Basic Life limits the coverage amount to $50,000 regardless of your salary amount and enables you to have some life insurance coverage without incurring imputed income.   SHA will contribute 40% of your premium cost and you will pay 60% through payroll deduction.

Supplemental life insurance (employee coverage)

Employees may purchase additional life insurance under Supplemental Term Life if they are enrolled in Basic GTL. Employees have the option to enroll with a minimum of $5,000 dollars, up to a maximum of 6 times annual income, rounded down to the nearest $5,000 dollars. The combined amount of basic and supplemental life insurance may not exceed $2,500,000 dollars. 

Employees who apply for supplemental life insurance within 30 days from date of hire have a guaranteed issue up to the lesser of 4 times annual income, rounded down to the nearest $5,000 dollars, or $1,000,000 dollars when combined with basic life. Coverage amounts above the guaranteed issue limit, or any new or increased elections made after the initial 30‑day window, require a Medical History Statement and are subject to underwriting approval. See below for link to supplemental life insurance calculator.

Supplemental life insurance (spouse coverage)

Spouse/domestic partner may enroll in spouse coverage if the employee is enrolled in Basic Life insurance.  The spouse/domestic partner has a guaranteed issue up to $50,000, if enrolled within 30 days of employees' date of hire.  Coverage for more than $50,000 on spouse/domestic partner requires a Medical History Statement.  Employees may purchase supplemental life coverage for their spouse/domestic partner in multiples of $5,000 up to a maximum of $500,000, but the coverage may not exceed 100% of the employee's combined basic and supplemental coverage.  

Supplemental life insurance (child(ren) coverage)

Employees enrolled in Basic Life insurance have the option to cover their child(ren) for supplemental life insurance.  You may purchase coverage for your children in the amounts of $2,000 ($.36/month), $5,000 ($.90 per/month) or $10,000 ($1.80/month). One premium amount covers all children.

Beneficiary selection

You can update your beneficiary any time during the year by submitting the GTL Beneficiary form to Human Resources Benefits Team.

GTL Beneficiary Form

Travel Assistance

A comprehensive program of information, referral, assistance, transportation and evacuation services are designed to help employees respond to medicare care situations and many other emergencies that may arise during travel.  

Group Term Life documents

Contact Human Resources at 206.615.3328 if you are filing for a claim.